While Toronto remains Canada’s economic and cultural heavyweight, more and more Torontonians are exploring life outside the 6ix. And among the top contenders? Ottawa.
As Canada’s capital, Ottawa has long flown under the radar—but it’s a city on the rise. With its clean streets, stable job market, and family-friendly lifestyle, Ottawa offers a quieter, more affordable alternative to Toronto. But is it the right move for you?
Here’s a side-by-side look at what to expect.
Housing: Ottawa vs. Toronto – Get More Space
No surprise here—Toronto’s housing market is among the priciest in the country. While prices have moderated recently, the average home still sits above the $1 million mark.
Ottawa? It’s more reasonable across the board. Whether you’re buying a charming detached in the Glebe, a townhouse in Barrhaven, or a downtown condo, you’re likely to spend 30%–40% less than you would in Toronto.
Quick snapshot:
- Toronto: A modest detached home starts around $1.2M+
- Ottawa: Similar detached homes often range between $700K–$900K
- Condos in downtown Ottawa: 20%–30% cheaper than comparable units in Toronto’s core
If home ownership feels out of reach in Toronto, Ottawa offers a more attainable path—with the bonus of larger lots and quieter streets.
Wondering how Toronto real estate compares to other Canadian cities? Continue reading our series with these posts next:
Land Transfer Taxes: A Clear Win for Ottawa
When buying a home in Toronto, you face double land transfer taxes—both provincial and municipal.
Ottawa buyers? Just one.
Example: On a $700,000 home
- Toronto:
- Provincial + Municipal LTT: $20,950
- First-Time Buyer Rebate: Up to $8,475 (if eligible)
- Ottawa:
- Provincial LTT only: $10,475
- Same rebate available
Translation: Ottawa saves you around $10,000 at closing time!
Climate: Less Extreme (But Still Canadian)
Neither city is tropical, but Ottawa edges out Toronto for cleaner air and (slightly) less humidity. That said, winters are longer and colder.
Ottawa Weather Snapshot:
- Winter: Cold and snowy, average lows -15°C to -20°C
- Summer: Warm and sunny, highs around 26°C–30°C
- Bonus: Less urban smog, clearer skies
Toronto Weather Snapshot:
- Winter: Milder than Ottawa but still snowy; lows around -10°C
- Summer: Hot, humid, highs 28°C–32°C
- Bonus: Shorter winter, but more grey days
If you love winter sports, Ottawa is a wonderland. But if you hate shovelling snow… maybe check out our Vancouver article instead!
Lifestyle & Commute: Urban Buzz vs. Balanced Living
Toronto is buzzing—24/7. But that pace isn’t for everyone.
Ottawa trades nightlife and skyscrapers for green space, community vibes, and a slower rhythm. It’s a government town, and it shows—organized, efficient, and surprisingly cosmopolitan.
Transit & Commute:
- Toronto: Dense and walkable downtown core, TTC and GO Transit (but yes, we all complain about delays).
- Ottawa: OC Transpo (bus + LRT) is expanding, but car ownership is more common.
Cost of Living: Less Stress on Your Wallet
Housing aside, everyday expenses tend to be more manageable in Ottawa. Parking, childcare, dining out, and insurance are all generally lower.
Taxes? Both cities are in Ontario—so HST and income tax are the same. But without Toronto’s premium real estate fees, Ottawa often feels like a financial exhale.
Looking for relocating expertise? Here are a few more blog posts you might find helpful:
- The Ultimate Guide to Moving Across the Country
- What are the Best Neighbourhoods in Toronto
- What to Ask Yourself Before Moving to Toronto
Job Market: Different Strengths
Toronto is still Canada’s economic engine, with strong finance, tech, and legal sectors.
Ottawa’s economy is more stable, thanks to its heavy government presence. It also has growing sectors in:
- Tech
- Health sciences
- Education and public policy
If you’re in the public service or tech, Ottawa may offer both stability and opportunity. But if you’re in finance, entertainment, or major corporate law, Toronto still has the edge.
Should I Make the Move?
At Toronto Realty Group, we understand the push and pull of leaving Toronto—it’s hard to walk away from one of the most dynamic cities in the world. But we also know that lifestyle, budget, and peace of mind matter.
If you’re ready to sell your home in Toronto, trade congestion for calm, stretch your real estate dollars, and enjoy a more balanced lifestyle, Ottawa deserves serious consideration.
Final Thoughts:
Toronto may be the epicentre of Canadian culture and commerce, but Ottawa is no slouch. It offers political prestige, historic charm, and a growing reputation as one of Canada’s best cities to live in.
Before making the leap:
- Explore neighbourhoods like Westboro, The Glebe, and Old Ottawa South
- Consider your commute and transit needs
- Speak with a local agent to understand Ottawa’s zoning and school catchment areas
Need help planning your move?
Toronto Realty Group offers coast-to-coast relocation services, connections, referral partners in Ottawa, and expert guidance whether you’re moving across the city or across the province. Let’s make your transition as seamless as possible.
Get in touch via the form below or contact us directly by calling 416.642.2660 or emailing admin@torontorealtygroup.com.
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It all starts with a conversation. Whether buying or selling, TRG can help you achieve your real estate goals. Get in touch with our team today to start the process.
